Finance Blog | The Canadian Home

If you follow Canadian real estate news, you’ve probably heard headlines about the Bank of Canada raising or lowering interest rates. Most people treat those announcements like background noise. But interest rates quietly shape almost everything in the housing market: home prices, mortgage payments

As Ontario moved through September 2025, the province’s housing market continued to tilt decisively in favor of buyers. With elevated inventory levels, modest price rebounds, and renewed optimism following the Bank of Canada’s latest rate cut, the real estate landscape is entering a new phase — one

Canada’s tax landscape has seen many changes over the decades, and the capital gains tax in Canada real estate is one of the most significant. Introduced in 1971 during Prime Minister Pierre Trudeau’s government, with Finance Minister Edgar Benson at the helm, it marked a big shift in how Canadians

The Ontario housing market in August 2025 has revealed important changes that every buyer should know. With sales holding steady, listings rising, and prices trending downward, this could mark the beginning of a new chapter in Ontario real estate. At The Canadian Home, we believe this is a time for

On August 15, 2025, the Department of Finance Canada released draft legislative proposals aimed at clarifying and updating several previously announced tax measures. The announcement, published on the official Government of Canada website, marks an important step in ensuring that tax laws remain ali

In recent years, the United States has adopted an increasingly aggressive trade strategy, using tariffs, sanctions, and tough negotiations to secure favourable terms from its trading partners. On the surface, this approach is framed as a fight to protect American jobs, close trade deficits, and enfo

The real estate market in July 2025 has shifted into a calmer, more balanced phase—great news for first-time buyers. With sales activity easing and inventory levels rising, this summer presents a rare chance to enter the Ontario housing market with more choice and less competition.

As we pass the halfway mark of 2025, Ontario’s real estate landscape continues to evolve in response to economic shifts, affordability challenges, and changing buyer preferences. The Greater Toronto Area (GTA) remains a center of gravity for real estate activity, but the surrounding regions—includin

Ten years ago, Toronto's skyline looked very different—and so did its real estate market. Back in 2014, detached homes in the city could still be found under $800,000. Fast forward to now, and the city has experienced a whirlwind of transformation: new condos, changing neighbourhoods, price surges,

Ontario’s real estate market in June 2025 showcased a mixed performance, reflecting both buyer resilience and the weight of ongoing economic pressures. With over 15,400 homes sold across the province, market activity remained strong—but this was met with a dip in prices and growing caution among bot

In May 2025, Canada hit an economic point that many didn’t see coming. While interest rates remained unchanged and cherry blossoms lined the streets, a silent storm was brewing — the country’s unemployment rate climbed to 7.0%, its highest since the pandemic years. Though national job growth was tec

The Ontario housing market in May 2025 has begun to shift, offering a sense of balance that many buyers and sellers have been waiting for. With a substantial uptick in new listings and nuanced changes across property types, the market reflects both cautious optimism and strategic opportunity.