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THE CANADIAN HOME REALTY INC2810 Matheson Blvd E unit 801, MississaugaOntario
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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • Cobourg
  • Cobourg
  • 98 Ontario Street S
98-ontario-street-s-cobourg-ontario-x12657332
98-ontario-street-s-cobourg-ontario-x12657332
98-ontario-street-s-cobourg-ontario-x12657332
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  • Sold Sold in Jan 2026
  • Detached

98 Ontario Street S

Cobourg, Cobourg
  • 4 + 1 Bedrooms
  • 5 Bathrooms
  • 2 Garage
  • Share
Sold Price: $ 1,640,000
3.24%
Listed Price: $ 1,695,000
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Room Details of 98 Ontario Street S, Cobourg

FloorBedroomsBathrooms
Basement 1 1
Ground 1 2
Second 3 2

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Key Facts About 98 Ontario Street S, Cobourg

  • Tax $14,938 / 2025
  • Property Type Residential
  • Building Type Detached
  • Building Style 2-Storey
  • Building Age 6-15
  • Size 3500 - 5000 feet²
  • Lot Irregularities Depth 216. North side
  • Lot Size 48.27 x 185 feet
  • Parking 2 garage, 6 parking
  • Basement Finished, Full
  • Listing # X12657332
  • Data Source PROPTX
  • Days on Market 15
  • Listed On 02/01/2026
  • Updated On 19/01/2026
  • Market Demand
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Description

Just steps from the soft sands of Cobourg Beach and the lively historic downtown, Discover coastal luxury at its finest in one of Cobourg's most desirable waterfront neighbourhoods. This custom-built executive home blends refined design with relaxed lakeside living-where the rhythm of the waves and the charm of small-town life meet.this residence showcases exceptional craftsmanship, modern elegance, and thoughtful architecture that frames stunning views of Lake Ontario.From the moment you enter, you're greeted by a grand foyer leading to soarin

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Property Details of 98 Ontario Street S, Cobourg

Property

  • Property Type Detached
  • Style 2-Storey
  • Fronting On E
  • Community Cobourg
  • Municipality Cobourg

Inside

  • Bedrooms 4
  • Bathrooms 5
  • Bathroom Details 1, 2pc Main
  • Bathroom Details 1, 3pc Main
  • Bathroom Details 2, 4pc Second
  • Bathroom Details 1, 4pc Basement
  • Basement Finished, Full
  • Kitchen 1
  • Rooms 12
  • Family Rooms Y
  • Central Vac N
  • Fireplace Y

Utilities

  • Water Municipal
  • Cooling Central Air
  • Heating Type Forced Air
  • Heating Fuel Gas
    • Gas Y
    • Electricity Y

Building

  • Size 3500 - 5000 feet²
  • Architecture Style 2-Storey
  • Exterior Feature Brick, Stone
  • Building Age 6-15

Parking

  • Drive Way Private Triple
  • Garage Type Attached
  • Garage 2
  • Parking Places 6
  • Total Parking Places 8

Land

  • Sewer Other
  • Frontage 48.27
  • Depth 185
  • Zoning 301
  • Lot Size 48.27 x 185 feet
  • Lot Size Code Feet
  • Acreage < .50
  • Cross Street Albert

Features

  • Beach Y
  • Clear View Y
  • Cul de Sac/Dead End Y
  • Level Y
  • Marina Y
  • Library Y

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Rooms

Office (4.28X4.98 metre)
Level: Basement
Recreation (8.24X7.26 metre)
Level: Basement
Bedroom 5 (7.17X3.57 metre)
Level: Basement
Utility Room (3.2X3.27 metre)
Level: Basement
Utility Room (7.44X4 metre)
Level: Basement
Kitchen (6.86X3.33 metre)
Level: Main
Family Room (8.88X4.44 metre)
Level: Main
Dining Room (5.43X3.57 metre)
Level: Main
Primary Bedroom (5.84X4 metre)
Level: Main
Sitting (5.04X5.88 metre)
Level: Second
Laundry (5.57X6.37 metre)
Level: Second
Bedroom 2 (5.1X4.22 metre)
Level: Second
Bedroom 3 (4.85X3.92 metre)
Level: Second
Bedroom 4 (6.24X3.94 metre)
Level: Second
Living Room (5.52X3.43 metre)
Level: Main
Bathroom (2 pcs)
Level: Main
Bathroom (3 pcs)
Level: Main
Bathroom (4 pcs)
Level: Second
Bathroom (4 pcs)
Level: Second
Bathroom (4 pcs)
Level: Basement

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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MLS® Trusted listing from Toronto Real Estate Board The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.

Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 98 Ontario Street S, Cobourg

Welcome to the stunning house for sale in Cobourg , located at 98 Ontario Street S, Cobourg. This exceptional property is just a stone's throw from the soft sands of Cobourg Beach and the vibrant historic downtown area, making it a prime location for those who appreciate coastal luxury and small-town charm. Nestled in one of Cobourg's most desirable waterfront neighbourhoods, this custom-built executive home perfectly blends refined design with relaxed lakeside living.

As you approach the house for sale in Cobourg, you'll immediately notice the impressive exterior, crafted from a combination of brick and stone that exudes timeless elegance. The property sits on a generous lot measuring 48 X 185 feet, providing ample space for outdoor enjoyment. The two-storey detached house boasts a grand foyer that welcomes you with soaring ceilings and expansive open-concept living spaces bathed in natural light.

Inside, the main kitchen is a chef's dream, featuring custom cabinetry, luxurious quartz countertops, and a generous island that’s perfect for entertaining family and friends. The living area is anchored by a striking two-sided fireplace, creating a warm and inviting atmosphere. This space seamlessly opens to a covered terrace, ideal for al fresco dining while you listen to the gentle sounds of Lake Ontario lapping at the shore.

This house for sale in Cobourg offers four spacious bedrooms, ensuring comfort and style for both family and guests. The primary suite serves as a private sanctuary, complete with a spa-inspired ensuite bathroom and a custom walk-in closet that will make organising your wardrobe a breeze. The additional bedrooms are beautifully finished, providing a welcoming space for everyone.

With a total of five bathrooms in the house, you’ll never have to worry about sharing facilities. The fully finished lower level adds versatility to the property, offering space for a media lounge, fitness studio, or even a guest suite. The possibilities are endless, making this house for sale in Cobourg a perfect choice for families or those who love to entertain.

Outside, the property is enhanced by thoughtfully landscaped grounds that invite year-round enjoyment. Picture yourself relaxing by the stone gas fireplace or unwinding in the sauna after a long day. The outdoor living space is designed to elevate your lifestyle, providing a serene environment to enjoy the beauty of nature.

Parking is a breeze with an attached double garage and a private triple driveway, accommodating up to six vehicles. This house for sale in Cobourg is not only spacious but also practical, featuring central air conditioning and forced air heating to keep you comfortable throughout the seasons. Although there is no central vacuum system, the property is equipped with internet access, ensuring you stay connected.

Situated in the heart of Northumberland County, Cobourg offers a vibrant lifestyle with daily VIA Rail service, convenient highway access, and proximity to the Greater Toronto Area (GTA). The lively downtown is brimming with shops, cafés, and cultural attractions, all complemented by one of Ontario's most beloved beaches.

Experience timeless elegance and effortless living in this exceptional house for sale in Cobourg at 98 Ontario Street S, Cobourg. With its modern elegance, exceptional craftsmanship, and thoughtful architecture, this residence truly frames stunning views of Lake Ontario. Don’t miss out on the opportunity to make this remarkable property your new home!

Cobourg, a charming town nestled along the shores of Lake Ontario in Northumberland County, boasts a picturesque blend of historic architecture and natural beauty. Known for its vibrant waterfront, residents can enjoy leisurely strolls along the sandy beach or partake in various water activities. The town's rich history is reflected in its well-preserved buildings and quaint downtown area, which features a delightful array of shops, cafés, and cultural venues. With a welcoming atmosphere, Cobourg offers a strong sense of community spirit, making it an ideal place for those seeking a tranquil yet engaging lifestyle, surrounded by stunning landscapes and a friendly populace.

Schools in the Neighbourhood

The property is conveniently located near several educational institutions, making it an ideal choice for families. The closest option is Burnham Public School, just 0.3 km away, offering elementary education from kindergarten to grade 6 in English. For families seeking French language education, C.R. Gummow School is located 2.9 km away, serving students from SK to grade 8. Additionally, St. Joseph Catholic Elementary School, situated 2.8 km from the property, provides a Catholic education in English for students from JK to grade 8. For secondary education, St. Mary Catholic Secondary School is also 2.8 km away, offering grades 9 to 12 in English and French. Furthermore, St. Michael Catholic Elementary School, located 1.7 km from the property, offers a Catholic education in French for JK to grade 6. All schools are part of reputable school boards, ensuring a quality education for children in the area. With a variety of educational options available, parents can choose the best fit for their children's needs, all within a short distance from the property.

Key Statistics of the Neighbourhood

The demographic profile of the area surrounding the property reveals a small, stable community with a population of 446 residents as of 2021. The average household consists of 2.7 individuals, with a median age of 40.1 years, indicating a mature demographic. The average household income stands at a healthy $99,000, with only 8.5% of the population classified as low-income. The housing market reflects a median property price of $590,000, appealing to a range of buyers. Approximately 40.28% of residents are single, while 40.74% live in households with children, suggesting a family-friendly environment. The area has a modest immigrant population of 8.14% and a rental rate of 17.14%, with no condos available, indicating a predominantly owner-occupied housing landscape. Educational attainment is notable, with 56.72% of residents holding a college or university degree. However, a significant portion of the population, 37.31%, is not in the labor force, which may reflect various factors, including retirement or other personal circumstances. Overall, this community offers a blend of stability, educational achievement, and family-oriented living.

FAQs About 98 Ontario Street S, Cobourg

How many bathrooms does this property have?

This property features 5 bathroom(s) and 4 bedroom(s).

Does this 4 bedroom property have additional bedrooms or a den?

This Detached property includes 1 additional bedrooms.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 4 bed property in Cobourg is 3500 - 5000.

How many parking spaces are available with this property?

98 Ontario Street S boasts 6 convenient parking spaces.

How many cars can be parked in the garage of 98 Ontario Street S?

This property features a garage with space for 2 cars.

What type of garage does this property have?

This property includes an Attached garage with space for 2 cars.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Finished, Full basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

A fireplace is available in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Forced Air.

What utilities are available for this property?

This property include following utilities : Gas, Electricity.

School Rating for 98 Ontario Street S, Cobourg

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Listing History

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