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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • Cobourg
  • Cobourg
  • 97 Havelock Street
97-havelock-street-cobourg-ontario-x12666018
97-havelock-street-cobourg-ontario-x12666018
97-havelock-street-cobourg-ontario-x12666018
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  • Sold Sold in Jan 2026
  • Detached

97 Havelock Street

Cobourg, Cobourg
  • 2 Bedrooms
  • 2 Bathrooms
  • 0 Garage
  • Share
Sold Price: $ 455,000
8.82%
Listed Price: $ 499,000
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Key Facts About 97 Havelock Street, Cobourg

  • Tax $3,228 / 2025
  • Property Type Residential
  • Building Type Detached
  • Building Style 1 1/2 Storey
  • Size 1100 - 1500 feet²
  • Lot Size 29.85 x 104.29 feet
  • Parking 0 garage, 3 parking
  • Basement Unfinished
  • Listing # X12666018
  • Data Source PROPTX
  • Days on Market 11
  • Listed On 06/01/2026
  • Updated On 19/01/2026
  • Market Demand
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Description

Charming and Affordable Downtown Living. Discover the perfect blend of comfort and convenience with this move-in-ready 1.5 storey home, ideally situated in a charming downtown neighborhood. This delightful home features two cozy bedrooms, with an additional loft flex space that can easily be transformed into a third bedroom, office, or living area. The spacious kitchen and living area provide ample room for family gatherings and entertaining guests. A beautifully appointed 4-piece bath and a large master bedroom enhance the comfort and function

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Property Details of 97 Havelock Street, Cobourg

Property

  • Property Type Detached
  • Style 1 1/2 Storey
  • Fronting On S
  • Community Cobourg
  • Municipality Cobourg

Inside

  • Bedrooms 2
  • Bathrooms 2
  • Bathroom Details 1, 4pc Main
  • Bathroom Details 1, 2pc Second
  • Basement Unfinished
  • Kitchen 1
  • Rooms 8
  • Family Rooms Y
  • Central Vac N
  • Fireplace N

Utilities

  • Water Municipal
  • Cooling Central Air
  • Heating Type Forced Air
  • Heating Fuel Gas
    • Gas Y
    • Electricity Y

Building

  • Size 1100 - 1500 feet²
  • Architecture Style 1 1/2 Storey
  • Exterior Feature Aluminum Siding

Parking

  • Drive Way Mutual
  • Garage 0
  • Parking Places 3
  • Total Parking Places 3

Land

  • Sewer Sewer
  • Frontage 29.85
  • Depth 104.29
  • Zoning R3
  • Lot Size 29.85 x 104.29 feet
  • Lot Size Code Feet
  • Acreage < .50
  • Cross Street Spring St & Havelock

Features

  • Beach Y
  • Marina Y
  • Library Y
  • Public Transit Y
  • Rec./Commun.Centre Y
  • School Bus Route Y

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Rooms

Bathroom (4 pcs)
Level: Main
Bathroom (2 pcs)
Level: Second

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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MLS® Trusted listing from Toronto Real Estate Board The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.

Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 97 Havelock Street, Cobourg

Nestled in the heart of Cobourg, this charming house for sale in Cobourg at 97 Havelock Street, Cobourg, presents an exceptional opportunity for those seeking a blend of comfort and convenience in a vibrant community. This delightful detached house, characterised by its 1.5 storey design and clad in durable aluminium siding, is move-in ready and awaits its new owners.

Upon entering, you will immediately appreciate the spaciousness of this home, which boasts a total of eight rooms, including two inviting bedrooms. The layout is thoughtfully designed to accommodate modern living, with a generous kitchen that serves as the heart of the home, perfect for family gatherings and entertaining guests. Although there is no den, the additional loft space can be easily transformed into a third bedroom, a home office, or a cozy living area, providing flexibility to suit your lifestyle.

The house for sale in Cobourg features two well-appointed bathrooms, including a beautifully designed four-piece bath that enhances the comfort and functionality of this residence. The large master bedroom is a standout feature, offering ample storage and closet space, as well as an abundance of natural light that floods the room through the large windows. The main floor and second floor are similarly bright, thanks to the thoughtfully placed windows that invite the outdoors in.

One of the highlights of this property is the wrap-around covered porch, an ideal spot for entertaining or simply enjoying a quiet moment outdoors. The exterior space is perfect for relaxation and provides a welcoming entrance to the home. With a lot size of 30 x 104 feet, there is plenty of room to enjoy the fresh air and sunshine.

This house for sale in Cobourg has been meticulously maintained and upgraded, ensuring it is ready for you to move in without delay. The entire upper level has been renovated to a high standard, showcasing the large master bedroom and additional storage solutions. Recent upgrades include a new furnace and hot water tank, both of which are owned outright, as well as a newly paved shared driveway that adds to the property's appeal. The backyard also features a 9.5 x 13 shed, providing extra storage space for gardening tools or outdoor equipment. Additionally, the foundation has been re-parged, further enhancing the home's structural integrity.

While the property does not include a pool or a fireplace, it does come equipped with central air conditioning, ensuring comfort during the warmer months. The home is unfurnished, allowing you to personalise the space to reflect your own style and preferences. Internet connectivity is readily available, making it easy to stay connected in today’s digital age.

Situated in Cobourg, a community known for its vibrant lifestyle, this house for sale in Cobourg is conveniently located near a plethora of amenities. The Cobourg Heritage Harbour and marina, as well as the local beach, shops, and restaurants, are all just a stone's throw away. The Via station and grocery store are also within easy reach, making daily errands and commuting a breeze.

In summary, 97 Havelock Street, Cobourg, is not just a house; it is a home that offers a perfect blend of comfort, convenience, and community living. With its spacious layout, modern upgrades, and prime location, this property is an excellent choice for anyone looking to settle in the charming town of Cobourg. Don’t miss the chance to make this house for sale in Cobourg your new home. Embrace the lifestyle that comes with living in such a vibrant area, and seize this opportunity today!

Cobourg, located on the picturesque shores of Lake Ontario, is a charming town that beautifully blends historic charm with modern amenities. Known for its stunning waterfront, Cobourg boasts sandy beaches, scenic parks, and a vibrant marina, making it an ideal spot for outdoor enthusiasts. The town's well-preserved heritage buildings and lively downtown area offer a delightful mix of boutique shops, cafes, and cultural events, fostering a strong sense of local pride. With a welcoming atmosphere, excellent schools, and a tight-knit feel, Cobourg presents an inviting environment for those seeking a tranquil yet engaging lifestyle, all while being conveniently situated just a short drive from larger urban centres.

Schools in the Neighbourhood

This property is conveniently located near several educational institutions, making it an excellent choice for families. Within a short distance of 1.4 km, you'll find Burnham Public School and C.R. Gummow School, both offering elementary education with a focus on English and French, respectively. For families seeking Catholic education, St. Michael Catholic Elementary School is just 0.3 km away, providing French instruction for grades JK to 6. Additionally, St. Joseph Catholic Elementary School and St. Mary Catholic Secondary School are located 2.0 km and 2.3 km away, respectively, catering to students from JK to 12. All schools are part of reputable school boards, including the Kawartha Pine Ridge District School Board and the Peterborough Victoria Northumberland and Clarington Catholic District School Board. While the schools currently have a rating of 0, they still provide a variety of programs in both English and French, ensuring that your children receive a solid educational foundation. The proximity to these schools enhances the property's appeal, offering convenience and accessibility for families with school-aged children.

Key Statistics of the Neighbourhood

The area surrounding the property has a population of 493 residents, characterized by an average household size of 1.8 individuals. The demographic profile reveals an average age of 50.3 years, with a significant portion of the population being single at 51.69%. The average household income stands at $83,000, although 17.2% of residents fall within the low-income bracket. The average property price in the area is approximately $520,000, with a notable percentage of renters at 50.94%. Families with children represent 18.52% of households, while immigrants make up 13.46% of the population. The community has a substantial number of residents with college or university education, accounting for 48.91%. Additionally, 35.85% of the housing stock consists of condominiums. A significant portion of the population, 52.17%, is not in the labor force, indicating potential opportunities for economic growth and development in the area. This demographic snapshot highlights a diverse community with a mix of educational backgrounds and living arrangements, making it an interesting location for potential buyers and investors.

FAQs About 97 Havelock Street, Cobourg

How many bathrooms does this property have?

This property features 2 bathroom(s) and 2 bedroom(s).

Does this 2 bedroom property have additional bedrooms or a den?

This Detached property does not have an additional bedroom or a den.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 2 bed property in Cobourg is 1100 - 1500.

How many parking spaces are available with this property?

97 Havelock Street boasts 3 convenient parking spaces.

How many cars can be parked in the garage of 97 Havelock Street?

This property does not feature a garage.

What type of garage does this property have?

Information about the garage type is not provided.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Unfinished basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

There is no fireplace in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Forced Air.

What utilities are available for this property?

This property include following utilities : Gas, Electricity.

School Rating for 97 Havelock Street, Cobourg

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Listing History

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