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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • St. Thomas
  • SW
  • 95 Elgin Street
95-elgin-street-st-thomas-ontario-40807751
95-elgin-street-st-thomas-ontario-40807751
95-elgin-street-st-thomas-ontario-40807751
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  • Sold Sold in Mar 2026
  • Detached

95 Elgin Street

St. Thomas, SW
  • 4 Bedrooms
  • 2 Bathrooms
  • 0 Garage
  • Share
Sold Price: $ 585,000
2.48%
Listed Price: $ 599,900
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Room Details of 95 Elgin Street, St. Thomas

FloorBedroomsBathrooms
Ground 2 1
Second 2 1

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Key Facts About 95 Elgin Street, St. Thomas

  • Tax $3,255 / 2025
  • Property Type Residential
  • Building Type Single Family Residence
  • Building Style 1.5 Storey
  • Property Attached Detached
  • Building Age 1905
  • Size 1848 feet²
  • Lot Irregularities 92.92 ft x 104.76 ft x 91.44 ft x 103.59 ft
  • Lot Size 92.92 x 104.76 feet
  • Parking 0 garage, 4 parking
  • Basement Separate Entrance, Full, Unfinished
  • Listing # 40807751
  • Data Source ITSO
  • Days on Market 13
  • Listed On 26/02/2026
  • Updated On 12/03/2026
  • Market Demand
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Description

Welcome to 95 Elgin Street, a premier investment opportunity in the highly desirable Courthouse District of St.Thomas. This home is situated on a 92 by 104 foot corner lot on a street known for its historic appeal. A major renovation in 2023 transformed the property into a turn-key asset with high-end finishes throughout. The home features four bedrooms, with two bedrooms in the upper unit and two in the lower unit. The upper suite was remodelled with quartz countertops, stainless steel appliances, and luxury vinyl plank flooring. It also inclu

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Property Details of 95 Elgin Street, St. Thomas

Property

  • Property Type Detached, Detached
  • Style 1.5 Storey
  • Fronting On South
  • Community SW
  • Municipality St. Thomas

Inside

  • Bedrooms 4
  • Bathrooms 2
  • Basement Separate Entrance, Full, Unfinished
  • Kitchen 2
  • Rooms 12
  • Fireplace Y
  • Appliances Water Heater Owned
  • Appliances Included Other,Washer X2, Dryer X2, Fridge X2, Stove X2, Dishwasher X...View More
  • Appliances Excluded All Tenant Belongings.

Utilities

  • Water Municipal
  • Cooling Central Air
  • Heating Type Forced Air, Natural Gas

Building

  • Size 1848 feet²
  • Architecture Style 1.5 Storey
  • Exterior Feature Separate Hydro Meters
  • Roof Asphalt Shing
  • Construction Vinyl Siding
  • Foundation Type Unknown
  • Building Age 1905

Parking

  • Drive Way Outside/Surface/Open, Private Drive Single Wide
  • Garage Type Asphalt, Right-of-Way
  • Garage 0
  • Parking Places 4
  • Total Parking Places 4

Land

  • Frontage 92.92
  • Depth 104.76
  • Zoning R-3
  • Lot Size 92.92 x 104.76 feet
  • Topography Flat
  • Acreage < 0.5

Features

  • Separate Heating Controls Y
  • Separate Hydro Meters Y

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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Data is provided courtesy of ITSO © 2021 ITSO ( https://www.itsosystems.ca ) The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information deemed reliable but not guaranteed.

Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 95 Elgin Street, St. Thomas

It is a 4 bedroom, 2 bathroom, Single Family Residence property located at SW. It is a 1.5 Storey building, facing South. 95 Elgin Street, St. Thomas lies on 92.92 x 104.76 feet lot having 92.92 ft x 104.76 ft x 91.44 ft x 103.59 ft irregularities. This 1.5 Storey story house in SW have 2 bedrooms and 1 bathrooms in Second level. Forced Air, Natural Gas heating systems are used in heating/cooling systems for 95 Elgin Street, St. Thomas. This property which is located in Elgin Street does not have a pool. This property located in St. Thomas have a fire place. This Residential property in St. Thomas also has Separate Heating Controls, Separate Hydro Meters.

FAQs About 95 Elgin Street, St. Thomas

How many bathrooms does this property have?

This property features 2 bathroom(s) and 4 bedroom(s).

Does this 4 bedroom property have additional bedrooms or a den?

This Detached property does not have an additional bedroom or a den.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 4 bed property in St. Thomas is 1848.

How many parking spaces are available with this property?

95 Elgin Street boasts 4 convenient parking spaces.

How many cars can be parked in the garage of 95 Elgin Street?

This property does not feature a garage.

What type of garage does this property have?

This property includes an Asphalt, Right-of-Way garage with space for 0 cars.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Separate Entrance, Full, Unfinished basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

A fireplace is available in this property.

How many kitchens does this property have?

This property includes 2 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Forced Air, Natural Gas.

What utilities are available for this property?

Information about utilities is not available.

School Rating for 95 Elgin Street, St. Thomas

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Listing History

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