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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • Cobourg
  • Cobourg
  • 395 Margaret Street
395-margaret-street-cobourg-ontario-x12629280
395-margaret-street-cobourg-ontario-x12629280
395-margaret-street-cobourg-ontario-x12629280
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  • Sold Sold in Dec 2025
  • Detached

395 Margaret Street

Cobourg, Cobourg
  • 3 Bedrooms
  • 2 Bathrooms
  • 0 Garage
  • Share
Sold Price: $ 478,900
19.75%
Listed Price: $ 399,900
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Room Details of 395 Margaret Street, Cobourg

FloorBedroomsBathrooms
Ground * 1
Second 3 1

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Key Facts About 395 Margaret Street, Cobourg

  • Tax $4,645 / 2025
  • Property Type Residential
  • Building Type Detached
  • Building Style 2-Storey
  • Size 1500 - 2000 feet²
  • Lot Size 50 x 106.33 feet
  • Parking 0 garage, 2 parking
  • Basement Full
  • Listing # X12629280
  • Data Source PROPTX
  • Days on Market 10
  • Listed On 12/12/2025
  • Updated On 24/12/2025
  • Market Demand
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Description

Discover the perfect blend of charm, comfort, and convenience in this beautifully maintained 3-bedroom, 2-bathroom home, tucked away at the end of a quiet street. Ideal for families or anyone seeking peaceful living with easy access to town amenities. Step inside to an inviting open-concept kitchen, dining, and living area, designed for modern living and effortless entertaining. Hardwood flooring, elegant crown moulding, and plenty of natural light add warmth and character throughout. A cozy sunken family room-complete with its own side-door

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Property Details of 395 Margaret Street, Cobourg

Property

  • Property Type Detached
  • Style 2-Storey
  • Fronting On W
  • Community Cobourg
  • Municipality Cobourg

Inside

  • Bedrooms 3
  • Bathrooms 2
  • Bathroom Details 1, 2pc Main
  • Bathroom Details 1, 4pc Second
  • Basement Full
  • Kitchen 1
  • Rooms 7
  • Family Rooms Y
  • Central Vac N
  • Fireplace N

Utilities

  • Water Municipal
  • Cooling Central Air
  • Heating Type Forced Air
  • Heating Fuel Gas
    • Gas Y
    • Electricity Y

Building

  • Size 1500 - 2000 feet²
  • Architecture Style 2-Storey
  • Exterior Feature Vinyl Siding

Parking

  • Drive Way Private Double
  • Garage 0
  • Parking Places 2
  • Total Parking Places 2

Land

  • Sewer Sewer
  • Frontage 50
  • Depth 106.33
  • Zoning RESIDENTIAL
  • Lot Size 50 x 106.33 feet
  • Lot Size Code Feet
  • Cross Street William & University

Features

  • Beach Y
  • Park Y
  • River/Stream Y
  • Fenced Yard Y
  • Hospital Y
  • School Y

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Rooms

Kitchen (3.77 metre)
Kitchen
Level: Main
Dining Room (4.14 metre)
Dining Room
Level: Main
Family Room (5.31 metre)
Family Room
Level: In Between
Primary Bedroom (4.56 metre)
Primary Bedroom
Level: Second
Bedroom 2 (4.29 metre)
Bedroom 2
Level: Second
Bedroom 3 (4.03 metre)
Bedroom 3
Level: Second
Living Room (5.13 metre)
Living Room
Level: Main
Bathroom (2 pcs)
Level: Main
Bathroom (4 pcs)
Level: Second

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 395 Margaret Street, Cobourg

Introducing an exceptional opportunity to acquire a stunning house for sale in Cobourg , located at 395 Margaret Street, Cobourg. This beautifully maintained detached home boasts a harmonious blend of charm, comfort, and convenience, making it an ideal choice for families or anyone seeking a peaceful lifestyle while remaining close to town amenities.

As you approach this delightful property, you will notice its attractive vinyl siding and the inviting atmosphere that surrounds it. The house for sale in Cobourg features three spacious bedrooms and two well-appointed bathrooms, ensuring ample space for family living. The layout is thoughtfully designed, with a total of seven rooms, including a main kitchen that serves as the heart of the home. The open-concept design of the kitchen, dining, and living areas is perfect for modern living and effortless entertaining, allowing for a seamless flow between spaces.

Step inside, and you will be greeted by the warmth of hardwood flooring and elegant crown moulding, which add character and sophistication throughout the home. Natural light floods the living spaces, creating an inviting ambiance that is both comforting and energising. The family room, which is sunken for added charm, features its own side-door entrance, providing a perfect retreat for relaxing evenings or a private space to unwind after a long day.

One of the standout features of this house for sale in Cobourg is the fully fenced-in backyard, which backs onto a serene stream. This tranquil outdoor oasis is ideal for gardening enthusiasts, hosting summer barbecues, or simply enjoying the soothing sounds of flowing water. The spacious lot measures 50 X 106 feet, providing ample room for outdoor activities and relaxation.

For those who appreciate convenience, this property is strategically located just minutes from Highway 401, making commuting a breeze. Additionally, you will find yourself in close proximity to downtown shopping, public transit, schools, and the renowned Cobourg Beach, perfect for those sunny summer days. The local hospital is also nearby, ensuring peace of mind for families.

This house for sale in Cobourg is equipped with modern amenities, including central air conditioning, which guarantees comfort during the warmer months. The heating system is forced air, providing efficient warmth throughout the home. Although there is no central vacuum system or garage space, the private double driveway offers parking for two vehicles, ensuring that you and your guests will always have a place to park.

The property is unfurnished, allowing you the freedom to personalise the space to suit your taste and style. With a full basement, there is plenty of potential for additional living space, storage, or even a workshop, depending on your needs.

Recent updates to the property include a new roof installed in 2019, a fence and deck added in 2020, and a powder room remodel completed in 2021. The furnace and air conditioning units were also updated in 2021, providing peace of mind for years to come. It is worth noting that the hot water tank was under contract when the current owners purchased the home in 2019.

In summary, this house for sale in Cobourg at 395 Margaret Street, Cobourg, is a must-see property that checks every box for modern living. With its perfect blend of charm, comfort, and convenience, this home offers an unparalleled lifestyle in a picturesque community. Don’t miss out on the chance to make this beautiful house your new home!

Cobourg, located on the picturesque shores of Lake Ontario in Northumberland County, is a charming town that beautifully blends historical charm with modern amenities. Renowned for its stunning waterfront, Cobourg boasts a sandy beach, a vibrant marina, and scenic parks that invite outdoor activities year-round. The town features a delightful mix of heritage architecture, boutique shops, and local eateries, fostering a warm and welcoming atmosphere. With a strong sense of community spirit, Cobourg hosts various cultural events and festivals, making it an ideal place for those seeking a relaxed lifestyle while still enjoying the conveniences of urban living. Its convenient location, just a short drive from larger cities, offers the perfect balance of tranquility and accessibility.

Schools in the Neighbourhood

This property is conveniently located near several educational institutions, catering to families with children of various ages. Within a short distance, you will find Burnham Public School, just 0.8 km away, offering English instruction for grades K to 6. Additionally, C.R. Gummow School, located 2.2 km from the property, provides French language education for students from SK to 8. For families seeking a Catholic education, St. Joseph Catholic Elementary School is 2.5 km away, serving grades JK to 8 in English, while St. Michael Catholic Elementary School, 1.0 km away, offers French instruction for JK to 6. Secondary education options include St. Mary Catholic Secondary School, which is 2.7 km from the property, catering to grades 9 to 12 in both English and French. The schools are part of reputable boards, including the Kawartha Pine Ridge District School Board and the Peterborough Victoria Northumberland and Clarington Catholic District School Board. Although the school ratings are currently not specified, the proximity to a variety of educational options makes this property an attractive choice for families prioritizing education.

Key Statistics of the Neighbourhood

The demographic profile of the area surrounding the property reveals a small population of 497 residents, with an average household size of 2.3. The community has a median age of 44.9 years, indicating a mature demographic. The average household income stands at a robust $95,000, with only 6.4% of the population classified as low-income. The average property price in the area is approximately $540,000, reflecting the local real estate market's value. Single individuals comprise nearly 41% of the population, while households with children account for 28.13%. The area is home to a modest 7% immigrant population, and about 25.58% of residents are renters, with no condos available. Educational attainment is notable, with 43.02% of residents holding a college or university degree. However, a significant portion of the population, 37.21%, is not actively participating in the labor force. This demographic landscape suggests a well-educated, predominantly stable community with a diverse mix of families and individuals, making it an attractive location for potential homeowners and investors alike.

FAQs About 395 Margaret Street, Cobourg

How many bathrooms does this property have?

This property features 2 bathroom(s) and 3 bedroom(s).

Does this 3 bedroom property have additional bedrooms or a den?

This Detached property does not have an additional bedroom or a den.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 3 bed property in Cobourg is 1500 - 2000.

How many parking spaces are available with this property?

395 Margaret Street boasts 2 convenient parking spaces.

How many cars can be parked in the garage of 395 Margaret Street?

This property does not feature a garage.

What type of garage does this property have?

Information about the garage type is not provided.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Full basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

There is no fireplace in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Forced Air.

What utilities are available for this property?

This property include following utilities : Gas, Electricity.

School Rating for 395 Margaret Street, Cobourg

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Listing History

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