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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • Waterloo
  • 32 Elgin Street
32-elgin-street-waterloo-ontario-x12434411
32-elgin-street-waterloo-ontario-x12434411
32-elgin-street-waterloo-ontario-x12434411
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  • Sold Sold in Oct 2025
  • Detached

32 Elgin Street

Waterloo
  • 3 Bedrooms
  • 3 Bathrooms
  • 1 Garage
  • Share
Sold Price: $ 535,000
7.02%
Listed Price: $ 499,900
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Room Details of 32 Elgin Street, Waterloo

FloorBedroomsBathrooms
Basement * 1
Second 3 2

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Key Facts About 32 Elgin Street, Waterloo

  • Tax $5,233 / 2025
  • Property Type Residential
  • Building Type Detached
  • Building Style 2-Storey
  • Building Age 100+
  • Size 1100 - 1500 feet²
  • Lot Size 42 x 120 feet
  • Parking 1 garage, 2 parking
  • Basement Full, Unfinished
  • Listing # X12434411
  • Data Source PROPTX
  • Days on Market 22
  • Listed On 30/09/2025
  • Updated On 20/11/2025
  • Market Demand
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Description

Charming all brick, 1925 Uptown Waterloo Home. Offered at $499,900, this classic 3-bedroom, 3-bathroom single-family home blends character and potential in a prime Uptown Waterloo location. This home offers a separate living room, dining room, and a kitchen featuring a centre island, All Appliances included and a main floor family room. Upstairs, the home includes a finished attic space that offers flexible options for a home office, playroom, or cozy retreat. The property also features a garage, a fully fenced yard for privacy and pets. While

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Property Details of 32 Elgin Street, Waterloo

Property

  • Property Type Detached
  • Style 2-Storey
  • Fronting On S
  • Municipality Waterloo

Inside

  • Bedrooms 3
  • Bathrooms 3
  • Bathroom Details 1, 3pc Second
  • Bathroom Details 1, 3pc Basement
  • Bathroom Details 1, 3pc Second
  • Basement Full, Unfinished
  • Kitchen 1
  • Rooms 6
  • Family Rooms Y
  • Central Vac N
  • Fireplace Y

Utilities

  • Water Municipal
  • Cooling Central Air
  • Heating Type Forced Air
  • Heating Fuel Gas

Building

  • Size 1100 - 1500 feet²
  • Architecture Style 2-Storey
  • Exterior Feature Brick
  • Building Age 100+

Parking

  • Garage Type Attached
  • Garage 1
  • Parking Places 2
  • Total Parking Places 3

Land

  • Sewer Sewer
  • Frontage 42
  • Depth 120
  • Zoning GR2
  • Lot Size 42 x 120 feet
  • Lot Size Code Feet
  • Cross Street Peppler St.

Features

  • Library Y
  • Park Y
  • Public Transit Y
  • School Bus Route Y
  • School Y

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Rooms

Bathroom (2.3X1.17 metre)
Level: Basement
Recreation (3.43X3.64 metre)
Level: Basement
Utility Room (6.1X3.24 metre)
Level: Basement
Dining Room (2.95X3.33 metre)
Level: Main
Family Room (4.57X3.96 metre)
Level: Main
Foyer (2.29X3.84 metre)
Level: Main
Kitchen (3X3.33 metre)
Level: Main
Bathroom (2.6X1.71 metre)
Level: Second
Bathroom (2.96X3.38 metre)
Level: Second
Bedroom 2 (3.37X3.04 metre)
Level: Second
Bedroom 3 (2.97X3.33 metre)
Level: Second
Bedroom (3.38X4.38 metre)
Level: Second
Living Room (3.68X3.85 metre)
Level: Main

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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MLS® Trusted listing from Toronto Real Estate Board The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.

Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 32 Elgin Street, Waterloo

If you’re on the lookout for a charming property, you won’t want to miss this delightful house for sale in Waterloo ! Nestled at 32 Elgin Street, Waterloo, this stunning detached house boasts a rich history, dating back over 100 years, and is brimming with character. Priced at £599,900, this classic 2-storey home features three spacious bedrooms and three bathrooms, making it an ideal choice for families or anyone seeking a bit of extra space.

As you step inside, you’ll be greeted by a warm and inviting atmosphere. The main floor is designed with a separate living room and dining room, perfect for entertaining friends and family. The kitchen is a real highlight, featuring a central island and all the necessary appliances, making it a dream for anyone who enjoys cooking. Additionally, there’s a family room on the main floor, which provides a lovely space to relax and unwind after a long day.

While the house for sale in Waterloo has plenty of charm, it does require a bit of tender loving care (TLC). This gives you the perfect opportunity to customise the space to your liking and add your own personal touch. The full, unfinished basement offers even more potential for expansion, whether you envision a games room, a home gym, or additional storage space.

Upstairs, you’ll find the three well-sized bedrooms, each offering a comfortable retreat for rest and relaxation. The bathrooms are conveniently located, ensuring that everyone has easy access. The finished attic space adds a unique touch, providing flexible options for a home office, playroom, or a cosy reading nook.

One of the standout features of this property is the garage, which is attached and provides convenient access, especially during those chilly winter months. The fully fenced yard offers a private oasis for pets or children to play safely, making it an excellent feature for families. Although there’s no pool on the property, the expansive yard provides ample space for outdoor activities and gatherings.

Located at 32 Elgin Street, Waterloo, this house for sale in Waterloo is situated in one of the most desirable neighbourhoods in the area. The community is vibrant and welcoming, with plenty of amenities nearby. You’ll find local shops, cafes, and parks just a stone’s throw away, making it easy to enjoy everything that Waterloo has to offer.

Additionally, the property benefits from central air conditioning and forced air heating, ensuring that you’ll be comfortable year-round. While there’s no central vacuum system or internet currently installed, the potential to upgrade these features is certainly there, allowing you to tailor the home to your needs.

With a lot size of 42 x 120 feet, there’s plenty of room to enjoy the outdoors, whether you fancy a garden or simply a space to relax in the sun. The parking space accommodates two vehicles, providing convenience for you and your guests.

In summary, this house for sale in Waterloo at 32 Elgin Street, Waterloo, is a fantastic opportunity for anyone looking to invest in a property with character and potential. With its classic design, spacious layout, and prime location, it’s a gem waiting to be polished. Don’t miss out on the open house this Saturday from 1-3 PM – come and see for yourself the charm and possibilities that this lovely home has to offer! Whether you’re a first-time buyer or looking to upgrade, this house for sale in Waterloo could be just what you’ve been searching for.

Schools in the Neighbourhood

This property is conveniently located near several educational institutions, making it an excellent choice for families. Within a short distance, you will find Elizabeth Ziegler Public School (1.0 km), which offers elementary education in both English and French for grades JK to 6, rated at 6. Additionally, MacGregor Public School is just 0.3 km away, catering to grades 7 and 8, although it currently holds a rating of 0. For secondary education, Waterloo Collegiate Institute (1.2 km) provides grades 9 to 12 with a solid rating of 6.3, while Kitchener-Waterloo Collegiate and Vocational School (1.9 km) has a higher rating of 7, offering French language studies. The area also features Catholic education options, such as Our Lady of Lourdes Catholic Elementary School (1.5 km) with a rating of 6.5 and St. David Catholic Secondary School (1.7 km) boasting a rating of 7.4. This diverse range of schools, both public and Catholic, ensures that families have access to quality education in various languages and grade levels, enhancing the appeal of this property.

FAQs About 32 Elgin Street, Waterloo

How many bathrooms does this property have?

This property features 3 bathroom(s) and 3 bedroom(s).

Does this 3 bedroom property have additional bedrooms or a den?

This Detached property does not have an additional bedroom or a den.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 3 bed property in Waterloo is 1100 - 1500.

How many parking spaces are available with this property?

32 Elgin Street boasts 2 convenient parking spaces.

How many cars can be parked in the garage of 32 Elgin Street?

This property features a garage with space for 1 cars.

What type of garage does this property have?

This property includes an Attached garage with space for 1 cars.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Full, Unfinished basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

A fireplace is available in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Forced Air.

What utilities are available for this property?

Information about utilities is not available.

School Rating for 32 Elgin Street, Waterloo

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Listing History

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