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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • Cobourg
  • Cobourg
  • 245 Elgin Street W
245-elgin-street-w-cobourg-ontario-x12710588
245-elgin-street-w-cobourg-ontario-x12710588
245-elgin-street-w-cobourg-ontario-x12710588
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  • Sold Sold in Apr 2026
  • Condo Townhouse

511 - 245 Elgin Street W

Cobourg, Cobourg
  • 3 Bedrooms
  • 2 Bathrooms
  • 1 Garage
  • Share
Sold Price: $ 475,000
4.81%
Listed Price: $ 499,000
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Room Details of 511 - 245 Elgin Street W, Cobourg

FloorBedroomsBathrooms
Second 2 1
Third 1 1

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Key Facts About 511 - 245 Elgin Street W, Cobourg

  • Tax $5,380 / 2025
  • Property Type Condo
  • Building Type Condo Townhouse
  • Building Style 3-Storey
  • Maintenance Fees $735.94
  • Building Age 31-50
  • Size 1800 - 1999 feet²
  • Parking 1 garage, 1 parking
  • Basement Unfinished
  • Listing # X12710588
  • Data Source PROPTX
  • Days on Market 78
  • Listed On 19/01/2026
  • Updated On 13/04/2026
  • Market Demand
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Description

Welcome to Unit #511 - 245 Elgin Street, a beautifully maintained 3-bedroom, 2-bathroom stacked townhouse condo offering over 1,900 sq ft of comfortable, multi-level living in the heart of Cobourg. Built in 1994, this pet-friendly unit combines space, convenience, and lifestyle-all in a well-managed community setting. The main entry leads into a private garage with interior access, plus a driveway parking space. Upstairs, the main living level features a semi-open concept layout with an eat-in kitchen, breakfast nook, and spacious dining and li

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Property Details of 511 - 245 Elgin Street W, Cobourg

Property

  • Property Type Condo Townhouse
  • Style 3-Storey
  • Community Cobourg
  • Municipality Cobourg

Inside

  • Bedrooms 3
  • Bathrooms 2
  • Bathroom Details 1, 4pc Second
  • Bathroom Details 1, 4pc Third
  • Basement Unfinished
  • Kitchen 1
  • Rooms 9
  • Family Rooms N
  • Central Vac N
  • Fireplace N

Utilities

  • Cooling Central Air
  • Heating Type Forced Air
  • Heating Fuel Gas

Building

  • Size 1800 - 1999 feet²
  • Architecture Style 3-Storey
  • Exterior Feature Brick, Wood
  • Building Age 31-50

Parking

  • Drive Way Private
  • Garage Type Attached
  • Garage 1
  • Parking Places 1
  • Total Parking Places 2

Land

  • Zoning R5
  • Cross Street Ontario St. and Elgin St. W

Features

  • Golf Y
  • Hospital Y
  • Place Of Worship Y
  • Rec./Commun.Centre Y
  • Public Transit Y

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Rooms

Foyer (1.91X1.37 metre)
Level: Main
Kitchen (3.3X4.55 metre)
Level: Second
Breakfast (2.39X3.94 metre)
Level: Second
Dining Room (4.22X3.58 metre)
Level: Second
Bedroom 2 (4.01X3.12 metre)
Level: Second
Bedroom 3 (4.55X3.38 metre)
Level: Second
Bathroom (1.6X2.74 metre)
Level: Second
Primary Bedroom (6.45X7.7 metre)
Level: Third
Bathroom (3.07X3.58 metre)
Level: Third
Living Room (7.62X6.15 metre)
Level: Second

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,100

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0
  • Estoppel Certificate Fee
    $100

Monthly Expenses After Home Purchase

$1,305

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
  • Maintenance Fees
    $736
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Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 511 - 245 Elgin Street W, Cobourg

Welcome to Unit #511 at 245 Elgin Street W, Cobourg, a delightful townhouse for sale in Cobourg that perfectly blends comfort and convenience. This beautifully maintained 3-bedroom, 2-bathroom stacked condo offers over 1,900 square feet of multi-level living space, ideal for families or anyone seeking a serene lifestyle in the charming community of Cobourg. Built in 1994, this property is not only pet-friendly but also situated in a well-managed community, making it an attractive option for those looking to settle down.

As you step through the main entry, you'll find yourself in a private garage with interior access, which is a fantastic feature for those chilly Northumberland winters. Additionally, there's a private driveway parking space, ensuring that you’ll never have to worry about finding a spot after a long day. This townhouse for sale in Cobourg truly caters to your needs, providing both convenience and security.

Moving upstairs, the main living level presents a semi-open concept layout that is perfect for entertaining or simply enjoying family time. The eat-in kitchen boasts a charming breakfast nook, while the spacious dining and living areas are perfect for hosting gatherings or relaxing after a busy day. A walk-out terrace adds an extra touch of outdoor space, ideal for enjoying your morning coffee or unwinding in the evening sun.

This townhouse for sale in Cobourg features two generously sized bedrooms on this level, along with a full main bathroom that offers flexibility for families, guests, or even a potential home office setup. The layout is designed to accommodate various lifestyles, making it a versatile choice for anyone looking to make it their own.

The top floor serves as a dedicated private retreat, featuring a large primary bedroom complete with double closets, providing ample storage for all your belongings. This space also includes a cosy office or reading nook, perfect for those who enjoy a quiet moment with a good book. The spacious 5-piece ensuite is a true highlight, equipped with a walk-in shower, a luxurious soaker tub, and a large vanity that offers plenty of storage for all your essentials.

While the lower-level unfinished basement may not be fully developed, it provides an abundance of space for storage, a workshop, or even future finishing to create additional living areas. The possibilities are endless, allowing you to customise this townhouse for sale in Cobourg to suit your needs.

The condo fees for this property include water, parking, building insurance, condo taxes, and all common elements, making it a hassle-free option for homeownership. The condo board is currently working on balcony upgrades, which include refreshing or replacing the railings, ensuring that the property remains in excellent condition for years to come.

Located at 245 Elgin Street W, Cobourg, this townhouse is close to parks, schools, shopping, and the scenic waterfront that Cobourg is known for. This prime location allows you to enjoy the best of what the community has to offer, from leisurely strolls along the waterfront to convenient access to local amenities.

In summary, this townhouse for sale in Cobourg is a rare opportunity to enjoy the comfort and space of a full-sized home with the ease of condo living. With its thoughtful layout, convenient features, and prime location, 245 Elgin Street W, Cobourg, is not just a house; it’s a place to call home. Don’t miss out on the chance to make this lovely townhouse your own!

Cobourg, nestled along the picturesque shores of Lake Ontario, is a charming town that beautifully blends historical charm with modern amenities. Known for its stunning waterfront, Cobourg boasts sandy beaches, scenic parks, and a vibrant marina, making it an ideal spot for outdoor enthusiasts. The town features a delightful mix of heritage architecture and contemporary developments, fostering a welcoming atmosphere for residents. With a thriving arts scene, local markets, and a variety of shops and restaurants, Cobourg offers a rich tapestry of experiences, all while maintaining a strong sense of community spirit. Whether you're drawn to its natural beauty or its friendly neighbourhood vibe, Cobourg is a delightful place to call home.

Schools in the Neighbourhood

The property is conveniently located near several educational institutions, making it an excellent choice for families. Within a 2.6 km radius, you will find a variety of schools catering to different educational needs. Burnham Public School, just 1.0 km away, offers an English-language curriculum for grades K to 6. C.R. Gummow School, located 2.6 km from the property, provides a French-language education for students from SK to grade 8. For those seeking a Catholic education, St. Joseph Catholic Elementary School and St. Michael Catholic Elementary School are both within 1.7 km, offering programs in English and French for grades JK to 8. Additionally, St. Mary Catholic Secondary School, situated 1.6 km away, serves grades 9 to 12 in both English and French. All schools are operated by reputable boards, ensuring quality education. While the schools currently have a rating of 0, the proximity to multiple options provides flexibility for parents to choose the best fit for their children. Overall, the educational landscape in the vicinity enhances the appeal of this property for families prioritizing education.

Key Statistics of the Neighbourhood

The area surrounding the property has a population of 439 residents, with an average household size of 2. The demographic profile reveals an average age of 50.8 years, indicating a mature community. The average household income stands at $72,500, with 10.8% of the population classified as low-income. The real estate market reflects an average property price of $490,000, appealing to a diverse range of buyers. Approximately 46.75% of residents are single, while 19.23% live in households with children, suggesting a mix of family structures. Notably, 19.28% of the population are immigrants, contributing to the area's cultural diversity. The rental market is significant, with 53.49% of residents renting their homes, and 16.28% of the housing stock consists of condominiums. Education levels are relatively high, with 42.86% of residents holding a college or university degree. However, a substantial portion of the population, 58.44%, is not in the labor force, which may influence the local economy and community dynamics. Overall, this demographic snapshot highlights a mature, diverse community with a mix of families and singles, a significant rental market, and a focus on education.

FAQs About 511 - 245 Elgin Street W, Cobourg

How many bathrooms does this property have?

This property features 2 bathroom(s) and 3 bedroom(s).

Does this 3 bedroom property have additional bedrooms or a den?

This Condo Townhouse property does not have an additional bedroom or a den.

What is the square footage (sqft) of this Condo Townhouse property?

The total square footage of this Condo Townhouse 3 bed property in Cobourg is 1800 - 1999.

How many parking spaces are available with this property?

245 Elgin Street W boasts 1 convenient parking spaces.

How many cars can be parked in the garage of 245 Elgin Street W?

This property features a garage with space for 1 cars.

What type of garage does this property have?

This property includes an Attached garage with space for 1 cars.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Unfinished basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

There is no fireplace in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Yes, it has an annual maintenance fee of $735.94.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Forced Air.

What utilities are available for this property?

Information about utilities is not available.

School Rating for 511 - 245 Elgin Street W, Cobourg

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Listing History

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