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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • Waterford
  • Waterford
  • 138 St. James Street S
138-st-james-street-s-waterford-ontario-40856474
138-st-james-street-s-waterford-ontario-40856474
138-st-james-street-s-waterford-ontario-40856474
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  • For SaleAdded 20 hours ago
  • Detached

138 St. James Street S

Waterford, Waterford
  • 4 Bedrooms
  • 3 Bathrooms
  • 2 Garage
  • Share
Listed for: $949,000
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Room Details of 138 St. James Street S, Waterford

FloorBedroomsBathrooms
Second4*
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Key Facts About 138 St. James Street S, Waterford

  • Tax$6,285 / 2026
  • Property TypeResidential
  • Building TypeSingle Family Residence
  • Property AttachedDetached
  • Building Age1895
  • Size2420 feet²
  • Lot Size107.00 x 169.15 feet
  • Parking2 garage, 6 parking
  • BasementSeparate Entrance, Walk-Up Access, Full, Unfinished
  • Listing #40856474
  • Data SourceITSO
  • Listed On19/08/2026
  • Updated On19/08/2026
  • Market Demand
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Description

A rare offering in the heart of Waterford — this 1895 Victorian, architecturally updated in 1936, has been cared for by the same family for over two decades, and it shows in every detail. Solid brick construction, two classic covered porches, and mature, once-showcased gardens set the tone before you even step through the door. Inside, over 2,400 square feet unfolds across two storeys: a warm eat-in kitchen, a main floor office, a main floor 2-piece bathroom, and a formal dining room, all connected by rich hardwood floors, crown moulding, antiq

Property Details of 138 St. James Street S, Waterford

Property

  • Property TypeDetached, Detached
  • Fronting OnWest
  • CommunityWaterford
  • MunicipalityWaterford

Inside

  • Bedrooms4
  • Bathrooms3
  • BasementSeparate Entrance, Walk-Up Access, Full, Unfinished
  • Kitchen1
  • Rooms19
  • FireplaceY
  • Fireplace Total1
  • AppliancesInstant Hot Water, Water Heater Owned, Water Softener, Built...View More
  • Appliances IncludedBuilt-in Microwave,Carbon Monoxide Detector,Central Vac,Dish...View More
  • Appliances ExcludedCentral Vac Power Head, Concrete Patio Benches, Planter Pots...View More

Utilities

  • WaterMunicipal-Metered
  • CoolingDuctless
  • Heating TypeGas Hot Water
    • Cable AvailableY
    • Electricity ConnectedY
    • Garbage/Sanitary CollectionY
    • Natural Gas ConnectedY
    • Recycling PickupY
    • Street LightsY

Building

  • Size2420 feet²
  • Exterior FeatureLandscaped, Lawn Sprinkler System
  • RoofAsphalt Shing
  • ConstructionBrick, Wood Siding
  • Foundation TypeStone
  • Building Age1895

Parking

  • Drive WayPrivate Drive Single Wide
  • Garage TypeDetached Garage, Garage Door Opener, Asphalt
  • Garage2
  • Parking Places6
  • Total Parking Places8

Land

  • Frontage107.00
  • Depth169.15
  • ZoningR1-A
  • Lot Size107.00 x 169.15 feet
  • Lot Size CodeAcres
  • Acreage< 0.5

Features

  • Central VacuumY
  • Ceiling Fan(s)Y
  • In-Law FloorplanY
  • Upgraded InsulationY

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Rooms

Utility Room (5.33X3.86 metre)
Level: Basement
Game Room (4.42X6.55 metre)
Open centre room with carpet & unfinished ceiling.
Level: Basement
Storage (4.44X1.68 metre)
Level: Basement
Storage (4.42X1.98 metre)
Level: Basement
Laundry (4.01X3.28 metre)
Level: Basement
Dining Room (4.24X4.19 metre)
Level: Main
Bathroom (2.06X1.45 metre)
Level: Second
(2.08X3.73 metre)
Level: Second
Bathroom (1.22X1.88 metre)
Level: Main
Foyer (1.32X1.55 metre)
Level: Main
Breakfast Room (2.62X1.88 metre)
Level: Main
Bedroom (2.72X3.99 metre)
Level: Second
Sunroom (2.95X4.14 metre)
Level: Main
Bedroom Primary (4.09X4.11 metre)
Level: Second
Bedroom (3.3X3.91 metre)
Level: Second
Office (2.08X2.84 metre)
Level: Main
Kitchen (2.79X3.89 metre)
Level: Main
Bedroom (4.29X4.09 metre)
Level: Second
Living Room (4.98X6.4 metre)
Level: Main

Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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Data is provided courtesy of ITSO © 2021 ITSO ( https://www.itsosystems.ca ) The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information deemed reliable but not guaranteed.

Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

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About 138 St. James Street S, Waterford

It is a 4 bedroom, 3 bathroom, Single Family Residence property located at Waterford. 138 St. James Street S, Waterford lies on 107.00 x 169.15 feet lot. This Single Family Residence house in Waterford has Utility Room,Game Room,Storage,Storage,Laundry,Dining Room,Bathroom,,Bathroom,Foyer,Breakfast Room,Bedroom,Sunroom,Bedroom Primary,Bedroom,Office,Kitchen,Bedroom,Living Room in main level. This house in Waterford have 4 bedrooms in Second level. Gas Hot Water heating systems are used in heating/cooling systems for 138 St. James Street S, Waterford. This property which is located in St. James Street does not have a pool. This property located in Waterford have a fire place. This Residential property in Waterford also has Central Vacuum, Ceiling Fan(s), In-Law Floorplan, Upgraded Insulation.

FAQs About 138 St. James Street S, Waterford

How many bathrooms does this property have?

This property features 3 bathroom(s) and 4 bedroom(s).

Does this 4 bedroom property have additional bedrooms or a den?

This Detached property does not have an additional bedroom or a den.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 4 bed property in Waterford is 2420.

How many parking spaces are available with this property?

138 St. James Street S boasts 6 convenient parking spaces.

How many cars can be parked in the garage of 138 St. James Street S?

This property features a garage with space for 2 cars.

What type of garage does this property have?

This property includes an Detached Garage, Garage Door Opener, Asphalt garage with space for 2 cars.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Separate Entrance, Walk-Up Access, Full, Unfinished basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

A fireplace is available in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Gas Hot Water.

What utilities are available for this property?

This property include following utilities : Cable Available, Electricity Connected, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights.

School Rating for 138 St. James Street S, Waterford

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Listing History

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