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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • St. Catharines
  • 458 - Western Hill
  • 13 Cumming Street
13-cumming-street-st-catharines-ontario-x12369882
13-cumming-street-st-catharines-ontario-x12369882
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  • Sold Sold in Sep 2025
  • Detached

13 Cumming Street

St. Catharines, 458 - Western Hill
  • 2 + 1 Bedrooms
  • 2 Bathrooms
  • 0 Garage
  • Share
Sold Price: $ 461,000
1.89%
Listed Price: $ 469,900
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Room Details of 13 Cumming Street, St. Catharines

FloorBedroomsBathrooms
Basement 1 1
Ground 2 1

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Key Facts About 13 Cumming Street, St. Catharines

  • Tax $3,530 / 2024
  • Property Type Residential
  • Building Type Detached
  • Building Style Bungalow-Raised
  • Building Age 31-50
  • Size 700 - 1100 feet²
  • Lot Size 35 x 105 feet
  • Parking 0 garage, 2 parking
  • Basement Full, Finished
  • Listing # X12369882
  • Data Source PROPTX
  • Days on Market 26
  • Listed On 29/08/2025
  • Updated On 26/09/2025
  • Market Demand
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Description

MOVE-IN READY BUNGALOW IN PRIME LOCATION WITH FUTURE FLEXIBILITY & BUILT-IN INCOME POTENTIAL! Welcome to 13 Cumming St., St. Catharines a raised bungalow with built-in flexibility for homeowners and investors alike. This home has a smart layout with 3 bedrooms, 1.5 bathrooms, and oversized windows that flood both levels with natural light. The lower level has been freshly renovated (2024) and already has plumbing in place for a second kitchen and bathroom expansion, making it ideal for an in-law suite or full duplex conversion. Whether youre l

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Property Details of 13 Cumming Street, St. Catharines

Property

  • Property Type Detached
  • Style Bungalow-Raised
  • Fronting On S
  • Community 458 - Western Hill
  • Municipality St. Catharines

Inside

  • Bedrooms 2
  • Bathrooms 2
  • Bathroom Details 1, 4pc Main
  • Bathroom Details 1, 2pc Lower
  • Basement Full, Finished
  • Kitchen 1
  • Rooms 7
  • Family Rooms N
  • Central Vac N
  • Fireplace Y

Utilities

  • Water Municipal
  • Cooling None
  • Heating Type Baseboard
  • Heating Fuel Electric

Building

  • Size 700 - 1100 feet²
  • Architecture Style Bungalow-Raised
  • Exterior Feature Brick, Vinyl Siding
  • Building Age 31-50

Parking

  • Drive Way Private Double
  • Garage 0
  • Parking Places 2
  • Total Parking Places 2

Land

  • Sewer Sewer
  • Frontage 35
  • Depth 105
  • Zoning R2
  • Lot Size 35 x 105 feet
  • Lot Size Code Feet
  • Cross Street Pelham Rd

Features

  • Arts Centre Y
  • Hospital Y
  • Library Y
  • Park Y
  • Place Of Worship Y
  • Public Transit Y

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Our Estimate

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Estimated Rent

$ 2,499

Rental Yield

5.64%

School Score

7.9/10

Rental Score

5/5

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Rooms

Kitchen (3.45X3.07 metre)
Level: Main
Dining Room (3.43X2.49 metre)
Level: Main
Living Room (4.83X3.35 metre)
Level: Main
Primary Bedroom (4.34X3.45 metre)
Level: Main
Bedroom 2 (3.07X2.72 metre)
Level: Main
Bathroom (2.21X2.01 metre)
Level: Main
Recreation (7.37X5.94 metre)
Level: Lower
Bedroom 3 (3.73X3.28 metre)
Level: Lower
Bathroom (3.25X2.44 metre)
Level: Lower
Laundry
Level: Lower

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 13 Cumming Street, St. Catharines

Introducing a remarkable opportunity with this house for sale in St. Catharines , located at 13 Cumming Street, St. Catharines. This charming raised bungalow is perfectly positioned in the desirable Western Hill community, making it an ideal choice for both homeowners and investors seeking flexibility and potential for income generation.

As you approach 13 Cumming Street, St. Catharines, you will notice the appealing exterior, featuring a combination of brick and vinyl siding, which not only enhances its aesthetic appeal but also ensures durability. This detached house is set on a generous lot measuring 35 X 105 feet, providing ample outdoor space for relaxation and enjoyment. Although there is no pool, the fully fenced backyard offers a private sanctuary, complete with two storage sheds, perfect for those who appreciate low-maintenance outdoor living.

Inside, the layout of this house for sale in St. Catharines is both practical and inviting. With a total of seven rooms, including two spacious bedrooms and a den, this home is designed to accommodate various living arrangements. The main kitchen is well-appointed, while the absence of an additional kitchen allows for a streamlined living experience. The two bathrooms, including a convenient half-bath, cater to the needs of a small family or guests. The absence of a family room is compensated by the welcoming atmosphere created by the oversized windows, which flood the interior with natural light, enhancing the overall ambiance of the home.

The lower level of 13 Cumming Street, St. Catharines, has been recently renovated in 2024, showcasing modern finishes and a thoughtful design. It is worth noting that plumbing has already been installed for a potential second kitchen and bathroom, making this space ideal for an in-law suite or a full duplex conversion. This feature adds significant value to the property, offering the possibility of generating rental income or accommodating extended family members.

The house for sale in St. Catharines is equipped with a baseboard heating system, ensuring warmth during the colder months, although it is important to note that there is no air conditioning. The property is connected to municipal water and sewer services, providing convenience and reliability. Additionally, the absence of a central vacuum system is a minor consideration, as the home is unfurnished, allowing new owners to personalise the space to their liking.

Parking is made easy with a private double driveway that can accommodate two vehicles, and the absence of a garage does not detract from the functionality of this property. The location is truly a standout feature; 13 Cumming Street, St. Catharines, is just steps away from the GO Train and Via Rail station, providing excellent transport links for commuters. Furthermore, it is conveniently situated just over the bridge from Downtown, with quick access to essential amenities such as Walmart, LCBO, restaurants, parks, and schools.

For families, professionals, and future tenants alike, this house for sale in St. Catharines offers an unbeatable location. The bustling Fourth Avenue power centre, the new St. Catharines hospital, and the prestigious Ridley College are all within easy reach. Additionally, both the Pen Centre, Niagara's largest shopping mall, and Brock University are less than a 10-minute drive away, making this property a perfect fit for those seeking a vibrant community.

With its combination of a newer build for the neighbourhood, move-in readiness, and clear potential for secondary suite conversion, 13 Cumming Street, St. Catharines, is a smart buy for both first-time buyers and seasoned investors. This house for sale in St. Catharines is not just a property; it is a gateway to a lifestyle filled with convenience and opportunity. Quick closing is available, allowing you to embark on your new journey without delay. Don’t miss out on this exceptional opportunity to own a piece of St. Catharines!

Western Hill, located in the charming city of St. Catharines, is a picturesque residential area characterised by its rolling landscapes and mature tree-lined streets. This community boasts a blend of suburban tranquillity and convenient access to urban amenities, making it an ideal place for families and individuals alike. With a variety of parks, schools, and local shops nearby, residents enjoy a sense of neighbourliness while being just a short drive from the vibrant downtown area. The proximity to the stunning Niagara Escarpment offers ample opportunities for outdoor activities, ensuring that Western Hill is not only a lovely place to live but also a gateway to nature's beauty.

Schools in the Neighbourhood

This property is conveniently located near several reputable schools, making it an ideal choice for families. Within just 0.7 km, you will find Edith Cavell Public School, an elementary institution offering grades JK to 8, and the DSBN Academy, a secondary school for grades 9 to 12, both under the District School Board of Niagara. Additionally, St. Anthony Catholic Elementary School, a Catholic institution for grades K to 8, is only 0.5 km away, providing a strong educational option for younger children. For those seeking French immersion, Jeanne Sauve French Immersion Public School, located 3.9 km away, caters to grades 1 to 8. Secondary education options include Sir Winston Churchill Secondary School, known for its strong rating of 7.5, just 1.7 km away, and Denis Morris Catholic High School, which is 1.3 km from the property. With a mix of public and Catholic schools, along with a variety of language programs, this area offers a diverse educational landscape for students of all ages. The proximity to these schools enhances the appeal of the property, making it a prime location for families prioritizing education.

Key Statistics of the Neighbourhood

The area surrounding the property has a population of 1,342 residents, with an average household size of 2.6 individuals. The demographic profile indicates a relatively young community, with an average age of 34.1 years. The average household income stands at $67,600, although a significant portion, 29.4%, falls within the low-income bracket. The housing market reflects an average property price of $412,000, with a notable 66.35% of residents renting their homes. Among the population, 64.39% are single, while 26.39% of households include children, highlighting a mix of family structures. Additionally, 20.83% of residents are immigrants, contributing to the area's diversity. Educational attainment is relatively high, with 39.42% of the population holding a college or university degree. However, there is a considerable portion of the community, 41.83%, not participating in the labor force. The housing composition includes 13.46% condos, indicating a blend of property types available in the area. Overall, this demographic snapshot reveals a vibrant, diverse community with a mix of singles, families, and a significant number of renters, all contributing to the area's unique character.

FAQs About 13 Cumming Street, St. Catharines

How many bathrooms does this property have?

This property features 2 bathroom(s) and 2 bedroom(s).

Does this 2 bedroom property have additional bedrooms or a den?

This Detached property includes 1 additional bedrooms.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 2 bed property in St. Catharines is 700 - 1100.

How many parking spaces are available with this property?

13 Cumming Street boasts 2 convenient parking spaces.

How many cars can be parked in the garage of 13 Cumming Street?

This property does not feature a garage.

What type of garage does this property have?

Information about the garage type is not provided.

Does this property have a basement?

Yes, this property has a basement.

What type of basement is it?

This property features Full, Finished basement.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

A fireplace is available in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Baseboard.

What utilities are available for this property?

Information about utilities is not available.

School Rating for 13 Cumming Street, St. Catharines

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Listing History

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