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Copyright © 2026 The Canadian Home Realty Inc.
  • Ontario
  • Lake of Bays
  • Finlayson
  • 1086 South Toad Lake Road
1086-south-toad-lake-road-lake-of-bays-ontario-x12126515
1086-south-toad-lake-road-lake-of-bays-ontario-x12126515
1086-south-toad-lake-road-lake-of-bays-ontario-x12126515
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  • Sold Sold in Aug 2025
  • Detached

1086 South Toad Lake Road

Lake of Bays, Finlayson
  • 3 Bedrooms
  • 1 Bathrooms
  • 0 Garage
  • Share
Sold Price: $ 435,000
12.98%
Listed Price: $ 499,900
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Room Details of 1086 South Toad Lake Road, Lake of Bays

FloorBedroomsBathrooms
Ground 3 1

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Key Facts About 1086 South Toad Lake Road, Lake of Bays

  • Tax $1,290 / 2024
  • Property Type Residential
  • Building Type Detached
  • Building Style Bungalow
  • Size 700 - 1100 feet²
  • Lot Size 155 x 257 feet
  • Parking 0 garage, 4 parking
  • Listing # X12126515
  • Data Source PROPTX
  • Days on Market 97
  • Listed On 06/05/2025
  • Updated On 06/11/2025
  • Market Demand
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Description

Toad Lake, a secluded haven in the exclusive Limberlost cottage area and close to the border of Algonquin Park. The area boasts a sparse population of recreational residences and cottages with 60% of Toad Lake shoreline being Crown Land and there is access by canoe/kayak to a very large marsh area off of Toad Lake that some of the cottagers in the area like to explore. This solid 3 bedroom cottage nestled on 1.33 acres boasts 155' of gently sloping shoreline with a breathtaking pristine view over a relatively untouched shoreline but not far fro

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Property Details of 1086 South Toad Lake Road, Lake of Bays

Property

  • Property Type Detached
  • Style Bungalow
  • Fronting On N
  • Community Finlayson
  • Municipality Lake of Bays

Inside

  • Bedrooms 3
  • Bathrooms 1
  • Kitchen 1
  • Rooms 7
  • Family Rooms N
  • Central Vac N
  • Fireplace N

Utilities

  • Water Other
  • Cooling None
  • Heating Type Baseboard
  • Heating Fuel Electric
    • Electricity Y

Building

  • Size 700 - 1100 feet²
  • Architecture Style Bungalow
  • Exterior Feature Wood

Parking

  • Drive Way Private Double
  • Garage 0
  • Parking Places 4
  • Total Parking Places 4

Land

  • Sewer Septic
  • Frontage 155
  • Depth 257
  • Zoning WR
  • Lot Size 155 x 257 feet
  • Lot Size Code Acres
  • Acreage .50-1.99
  • Cross Street S Toad Lake Road/Limberlost Rd

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Rooms

Living Room (5.33X3.66 metre)
Level: Main
Kitchen (3.73X2.46 metre)
Level: Main
Dining Room (4.62X2.77 metre)
Level: Main
Primary Bedroom (3.66X3.51 metre)
Level: Main
Bedroom (2.79X2.44 metre)
Level: Main
Bedroom (2.44X2.44 metre)
Level: Main
Bathroom (3.48X1.57 metre)
Level: Main

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Expense Breakdown

Monthly Mortgage Payment

$0/monthly

30 Year , 3.99% interest

Cash Expenditure for Home Purchase

$1,000

  • Downpayment
    $0
  • PST on Mortgage Insurance
    $0
  • Land Transfer Tax
    $0
  • Lawyer Fees
    $1,000
  • Title Insurance
    $0

Monthly Expenses After Home Purchase

$569

  • Mortgage Payment
    $0
  • Property Insurance
    $50
  • Property Tax
    $250
  • Phone
    $40
  • Monthly debt payments
    $0
  • Cable
    $60
  • Utilities
    $124
  • Internet
    $45
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Copyright:© The Canadian Home Realty Inc. All rights reserved. The Canadian Home Realty Inc is a registered real estate brokerage.

About 1086 South Toad Lake Road, Lake of Bays

Nestled in the picturesque region of Muskoka, this delightful house for sale in Lake of Bays is a charming bungalow located at 1086 South Toad Lake Road, Lake of Bays. Set within the exclusive Limberlost cottage area, this property offers a unique opportunity to own a piece of paradise in a tranquil setting. With its serene surroundings and proximity to the stunning Algonquin Park, this house is perfect for those seeking a peaceful retreat.

The house for sale in Lake of Bays features a solid construction with a beautiful wood exterior, making it blend seamlessly with the natural landscape. This detached bungalow comprises three well-appointed bedrooms, providing ample space for family and friends. Although there is no den or additional rooms, the layout is thoughtfully designed, encompassing a total of seven rooms, including a main kitchen that is ready for culinary adventures. The absence of a central vacuum system and air conditioning is offset by the house's inviting atmosphere and the potential for personal touches.

One of the standout features of this property is its generous lot size of 1.33 acres, boasting an impressive 155 feet of gently sloping shoreline. The breathtaking views over the relatively untouched shoreline create a serene backdrop for relaxation and enjoyment. With 60% of Toad Lake's shoreline designated as Crown Land, residents can revel in the natural beauty and explore the large marsh area accessible by canoe or kayak. This house for sale in Lake of Bays is ideally located for those who appreciate outdoor activities and the splendour of nature.

The property is situated in a quiet and private area, with only one cottage past this residence, ensuring a peaceful environment. The road leading to 1086 South Toad Lake Road, Lake of Bays is not plowed year-round, providing a sense of seclusion and tranquillity. However, for those who wish to embrace winter activities, snowmobiling, skiing, and snowshoeing are excellent options for winter getaways. While the cottage is currently designed for three-season use, there is potential for future owners to winterise the property, allowing for year-round enjoyment.

The house for sale in Lake of Bays features a newer screened Muskoka room, perfect for enjoying the gentle breezes and stunning views of the lake. The ample windows throughout the home ensure that natural light floods the interior, creating bright and airy living spaces. The large deck overlooking the lake is ideal for barbecuing, entertaining guests, or simply soaking up the sun.

Although the house is unfurnished, it presents an excellent opportunity for buyers to personalise the space to their taste. The property does not include a garage, but there is a private double driveway that accommodates up to four vehicles, ensuring plenty of parking for family and friends.

With a baseboard heating system and a septic sewer system, this house for sale in Lake of Bays is equipped with the essentials for comfortable living. The water source is classified as 'other,' providing a unique opportunity for those looking to invest in a property that offers both charm and potential.

In summary, 1086 South Toad Lake Road, Lake of Bays, presents a fantastic opportunity for anyone looking for a house for sale in Lake of Bays. With its idyllic location, stunning views, and ample outdoor activities, this property is perfect for those seeking a serene escape in the heart of Muskoka. Whether you're looking for a summer retreat or considering winter adventures, this bungalow is a wonderful choice for creating lasting memories in a truly beautiful setting. Don't miss your chance to make this charming house your own!

Finlayson, nestled within the picturesque municipality of Lake of Bays, offers a serene escape into nature's embrace. This charming geographic area is characterised by its lush forests, tranquil lakes, and rolling hills, making it an ideal haven for outdoor enthusiasts and those seeking a peaceful lifestyle. With its close-knit atmosphere, Finlayson provides a unique blend of rustic charm and modern amenities, allowing residents to enjoy a variety of recreational activities, from hiking and boating to fishing and winter sports. The scenic beauty of the region, combined with its friendly environment, makes Finlayson a delightful place to call home for anyone looking to immerse themselves in the splendour of Ontario's natural landscape.

FAQs About 1086 South Toad Lake Road, Lake of Bays

How many bathrooms does this property have?

This property features 1 bathroom(s) and 3 bedroom(s).

Does this 3 bedroom property have additional bedrooms or a den?

This Detached property does not have an additional bedroom or a den.

What is the square footage (sqft) of this Detached property?

The total square footage of this Detached 3 bed property in Lake of Bays is 700 - 1100.

How many parking spaces are available with this property?

1086 South Toad Lake Road boasts 4 convenient parking spaces.

How many cars can be parked in the garage of 1086 South Toad Lake Road?

This property does not feature a garage.

What type of garage does this property have?

Information about the garage type is not provided.

Does this property have a basement?

There is no basement in this property.

What type of basement is it?

Information about basement type is not available.

Does this property have a swimming pool?

It is not specified whether this property has a swimming pool.

Does this property have a fireplace?

There is no fireplace in this property.

How many kitchens does this property have?

This property includes 1 kitchen(s).

Is there a maintenance fee associated with this property?

Information about the maintenance fee is not available.

Is this property furnished?

Information about whether this property is furnished is not available.

What type of heating system is in place?

The heating system in place is a Baseboard.

What utilities are available for this property?

This property include following utilities : Electricity.

School Rating for 1086 South Toad Lake Road, Lake of Bays

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Listing History

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